Category Archives: Hippocrates Health Institute Training

Plan B How To Achieve When Life Throws Curveballs

A thing we each commonly share is that sooner or later, life will throw you a curveball you were not expecting.  Whether it’s the yacht or Jaguar needing maintenance,  the inner tube requiring a patch and Pacer engine exploding, or job or relationship loss, stuff will happen that we are in some way not fully and on all levels prepared for.

A friend was sharing his disbelief in how so many of us have day jobs, working for the man rather than for oneself, building up our own business.  I added my 2 cents which were promptly deleted on his post.  But I understand exactly why the majority of us work for the man.  I also totally get why many of us dream of being more in control by owning our own gig and I would love someone to join me and help me share the cool products I represent (see below).

For 26 years I worked at Sprint and made decent money the last decade of it.  Then I was laid off and went to work for ATT as a contractor and making similar money in contracting that paid $45.00 an hour starting out.  This was fantastic, I was working from home which is something I had been doing and wanted to continue doing, I was no longer salary and that meant far better control over my hours and scope of responsibility.  Earning $1800.00 a week and NOT working a minute over 8 hours each day was golden for me.  I actually did put in a few extra hours but that was my choice and I was free to make that up during the week by cutting out early when able to do so. I was not so overloaded as I was 95% of the time at Sprint, so I really had what everybody talks about when they spout on about a work and life balance.  I had that FINALLY!  I was learning something new and just loved my job. I loved my work at Sprint too, just not the long hours I typically put in and at no additional pay.   After months of being new and acclimating, I finally fit into the pecking order.  The team was cohesive except for one guy who was a rat and a troublemaker.  This little dude was on me from day one so I suppose he is pleased as Hawaiian punch right now as they kept him on the project and I was one of the laid-off people.

While working, I continued writing this blog, writing product reviews and answering plant-based lifestyle questions, sharing knowledge from my Hippocrates Health Institute training and selling organic skin, body and home care products as an independent representative of 3 great companies.

I love helping people and sharing why they should go organic, doing facials or helping them with a green detox or supplement but 3 years in, I pay a lot more to keep this blog going and my Independent Rep status,  than what I get paid.  Frankly, I am at a loss as to how I can earn $1800 a week take home pay doing my own gig.  So, yes,  Randy my friend,  I do understand your frustration as well as why folks have their day job, putting so much into that work that sometimes it squeezes out everything else.  Because life happens.  And as a business owner, an entrepreneur, I completely get how freaking hard this is to pull off.  In part, this is because I don’t just follow the money.  No, I fully research and vet what I am suggesting folks buy.  I read the ingredients and assure that there are no toxic substances in the label.  I will only talk about and recommend what I have already vetted as safe.  I price check to see what product between the 3 lines may be cheaper or better for you.  Then I talk about it.  I am not pushy and therefore I have few paying customers and give a lot of free advice out.  This would be why I really miss my day job but also brings us back to why having a plan b and preferably a plan c as well, is critical in life.

You can be filled with all the knowledge and enthusiasm in the world and still be sitting staring at a dwindling bank account.  You may take exquisite care of your vehicle but take it someplace and they put in a part you never needed and you cannot prove that they just took $1600.00 of your money that was utterly unnecessary.    You can never go back to a place that screwed you and you can get another job if you get laid off but it is the in-between, the plan b, that will keep you afloat and calmer when the feces hits the fan.

Back up plans are not always ideal, which is why they are back up and not primary plans.  First, you must exercise a level of control and realize that less can be more.  You compete with yourself and your highest good, not the Jones’s next door.   My neighbor sort of hoards stuff.  He gets most of it for free or really cheap.  But his garage is packed to the gills with stuff he doesn’t use or need.  Learn to let it go.  I just sold my car.  I had 2 and one paid off.  I kept the one paid off.  We have more space now and no car payment.  So whatever your current financial situation, a backup plan is respect and love for yourself. It is also respect and love for your family.

Steps to Creating a Backup Plan:
HELOCs – If you own a home where you have any equity at all, consider getting a HELOC, which is a Home Equity Line Of Credit that you never need to use but just have available in case of emergency.   Unlike a mortgage, in most states, there are no fees for this type of loan other than the interest carried on any balance.

At various times, I have used my HELOC to pay off a primary mortgage, a vehicle, to remodel that home as well as to remodel another home.

When using a HELOC or any other kind of loan system, this is not going to be ideal.  Of course, you can write off the interest on a HELOC at tax time but it is still money lost.  Use with discretion, and don’t be the one making the minimum interest-only payments or you will never get ahead or get the loan paid off.  I make double payments, at least, every month.  My goal is to get the loan totally paid off but also in doubling up on my payments each month, this creates more bandwidth in case I ever must tap into the loan again.

CREDIT – Don’t carry credit card debt.  Pay the balance in full each and every month which will save you money as well as help motivate you to dial it down if you are spending above your means.  If you currently have credit card debt, pay the higher interest rate first and get that knocked out.  Then go to the next highest rate card and so on.  You also want to pay your smallest balance first, depending upon how long that will take you and what the interest rate is that they are charging you in order to create cash flow.  Cash flow is king.  It helps create plan Bs.

Look for 0% interest when you get into a bind and need to extend something out.  We recently had a remodel that ended up being more and then more yet.  I swung some of the fixtures onto a zero for 6 months loan rather than having to pay in full when the bill came in.  At the time, I did not know I was getting laid off so I am very glad now that I planned ahead, just in case.

Savings – When working I loved to move my direct deposit into various accounts so some would be for immediate spending while others were dovetailed for savings.  Having this done automatically helps because even the best of intentions can get derailed otherwise.  Pretend it isn’t there and shortly you will have a nice little nest egg.

Respect For What You Have – Keep your things in good condition so if you tire of them or need to sell things off, they are ready for the next buyer.  From my homes to my cars, everything is in tip-top shape and maintained that way.  This means far less drama when it is time to sell something off.  Recently I sold the Jaguar.  To get it ready for sale simply meant a hose and soap.  It has recently been waxed and the interior leather treated so easy peasy.  My 24-year-old car would need a wax.  That’s it.  Both homes are market ready with the landscape on a regular maintenance schedule.  We rent out the one place but if we were ever in need of selling, it’s ready to go in a nice paying it forward way too (don’t ever forget about Karma).

Keep Your Resume Updated – Don’t ever assume you are safe.  Getting laid off came suddenly and shockingly.  We all tend to stack rank ourselves and I knew I was doing well and was not the troublemaker on the team so it came as a surprise when it happened to me.  Networking and keeping up with connections and a fresh resume takes the edge off.

Learn  New Skills – Look at emerging fields and at other ways you can apply the talents you currently have in a new way.  I’m a project manager, great at the minutia of where all the widgets currently are and where they need to be while making it look easy in front of a customer. These are valuable skills I can apply to anything from a construction or remodel project to implementing an API.  But I also adore animals and recently went through some heavy stuff with our resident Doberman and am currently studying CMT, Canine Massage Therapy to be an animal bodyworker. Like acupuncture, it is an emerging field for our fur kids and I will be one of the few in Dallas doing this a few weeks from now when I am certified.

Consider Blogging – You can become an Amazon Affiliate Marketer or write about your particular passion and gain a following.  For interested parties, check out my Getting Started page.  Just know that blogging takes time and patience to grow a business.  There are so many great niche markets out there to explore.

The Products I directly sell: www.bioceutica.com/puretemple  Great skin and body care that is plant & science based with no known toxins

www.EssanteOrganics.com/Puretemple  Organic and Plant-Based Line Coconut water-based

http://www.miessence.com/puretemple/en/category/1/skincare Organic and Plant-Based Line that is Aloe Vera Based

Where I took my life changing training – https://op.hippocratesinst.org/moreinfo/static/34   For the free syllabus Online Life Transformation!

 

 

 

Health & Getting Religion

My last studies were taken at Hippocrates Health Institute.  (Link to their free syllabus below).  It was a very educational year and turned my life around really.

So I had an opportunity to share with others what I have learned by way of getting Brian Clement, from Hippocrates, to speak here in Dallas.  I was offered the opportunity to put an engagement together and I can only hope that I get that chance again in the future.  The time I had to make that happen was short.  I would have to move swiftly!  As this blog doesn’t pay a salary just yet, I have gone back to full-time work, had family coming to town, busy life etc, I had exactly one place I thought would be perfect; the Seventh Day Adventist Church I pass on my way to work each day.  Feeling like kismet, holding fond memories of being SDA, I reached out.  I reached out again and again before getting an answer. Slam Dunk Nope Nada!  And I had thought, as they are old testament in their food and beverage choices, promoting a vegetarian if not vegan diet, that this would dovetail very nicely with whatever Brian had to say as guest speaker.  These were spiritual minded people who are already being educated on the best way to eat and now they can learn even more, perhaps even invite friends who may not be as religious but learn something healthful.

This blog is secular and Hippocrates is not a religion but a place to heal and learn healthy eating and to educate you as to how your dietary and lifestyle choices affect the earth and all who populate it.   While spiritual matters were lightly discussed in the sense that we should have and hold to our spiritual beliefs, they significantly help us achieve a happy and abundant life, religion perse was not discussed.

It is with an open mind that we come to the table and learn, grow and maybe change our direction.  I had this conversation with a colleague at work because this really upset me.  I felt entirely responsible for losing this opportunity.  What had I said that was so bad?  If these folks are so serious, where on earth do they shop?  Is not the grocery store secular?  Where on earth do these fine SDA parishioners shop at for their plant-based diets, or wherever they may buy their tires, their clothing, their homes or dine out?  What TV do they watch, what speakers?  How on earth is all of this controlled? Is Amazon Christian?  What about each shop on Amazon?  Is Kroger god-fearing and if so, what religion?  What about each and every employee?  What would the world be like if only someone who appeared to think, believe, feel and act exactly like you, got the free pass, got to speak on a topic they were expert in, got your patronage, got hired at work? How then would you spread your message of light?  I want to place special emphasis here on the word ‘appeared’ because what appears is not always so.

I had hoped to pass out information and samples of organic skincare.  I had hoped to hear Brian speak.   I am not a speaker, no I hide behind a keyboard.  But I did want to be there to take it all in and learn more and help others learn about some fantastic organic products.
I was really excited to have this opportunity given to me.  To say this was a complete kick in the teeth being shunned as I was,  is just understating the devastation I felt.

In the transaction, I lost all interest in trying this church.  I took this as a message to stop seeking out church as it solidified why I don’t go anymore.  I have left due to hypocrisy before and just flat misunderstandings of the word, of me, or what God wants.

I am not saying here for you to leave your church.  If you seek and find comfort there, edification, sanctification, then by all means go.  What I do know is this:  The laws of God are written in our hearts.  We already know right from wrong.  Daily we make the choices that lead us forward or backwards.   Judgement trumps compassion and we are called to compassion, to learn to love more fully and to accept.  We are not here to judge, we do not excel at it, that is God’s providence.

We must all be mindful of becoming narrow-minded, egoist,  short-sighted because when we are, be become a detrimental stumbling block to others.

No matter who is invited to speak, that individual is human.  They  may or may not believe exactly as you do.  The person in the pew next to you probably doesn’t believe exactly as you do.   There are imposters everywhere, well-meaning or ill-meaning folks at various levels,  backsliders and folks who just go because their spouse does or it’s good for the kids, or to meet people.  In every church I have attended, there are folks that completely stick on something and go out into left field with that. This is human nature and you don’t escape that in church.  You cannot, on this earthly plane, create Utopia, it ain’t here!  No, your parishioners are confronted with real life all day and all life long.

The last time I left a church was Mount Zion. I was new here and didn’t know of an SDA church so I settled based on a recommendation.  It was a lovely delightful church, non-denominational, and the preacher had two young and great kids and he also worked as a vet, a very kind compassionate man.  It was a small congregation and I knew the family very well.  His kids would often sit next to me.  I worked then as a DJ for KZEW (13 years the home of Rock and Roll).  I was Nicki Clark on air.  Great good times and I adore great music.  Being passionate about music, I also very much believe ‘Garbage in, garbage out’ and strictly monitor my music collection.  I did not buy or play anything that espoused a life that conflicted with my morals which were Christian based, simply because this is how I was raised.   I had numerous discussion on the topic, maintaining it was never about the beat but the lyrics that mattered. Lyrics have always mattered to me.  So after being cajoled and having this discussion repeatedly, the preacher preached…in the pulpit…at me….about rock and roll one day and basically that I was in the wrong job.  I wasn’t.  I was exactly where I needed to be.  He could not see this.  He was a diehard Lawrence Welk fan and I can appreciate that, however, there is nothing wrong with rock and roll, or disco, or any of it, provided you are listening to something that uplifts, edifies, is moral.  And so, I left that church.   I find God in nature, in food, in great architecture, in books, music, really he is hard to miss!

Part of your overall health is acknowledging that you are body, mind and spirit.  Yoga does this and is why Yoga is so healthful.  It is one of the few excercise regimens that works on you holistically.   You are encouraged to seek out your spiritual path but I am old enough now to recognize that I no longer possess all the right answers.  I am just a girl writing a secular plant-based lifestyle blog.  I am here to help with any product or plant-based questions you have.  For spiritual matters, seek out God.  🙂

http://puretemple.org/ This is my blog Health, Planet Sustainability and Vegan Diet – where you can find info on anything from foods, recipes,  a toxin-free sofa to dog food.

www.bioceutica.com/puretemple  Great skin and body care that is science-based with no toxins

www.EssanteOrganics.com/Puretemple  Organic and Plant-Based Line Coconut water-based

http://www.miessence.com/puretemple/en/category/1/skincare Organic and Plant-Based Line that is Aloe Vera Based

https://op.hippocratesinst.org/moreinfo/static/34   For the free syllabus Online Life Transformation!

 

Hippocrates Health Institute – Get Your Free Syllabus Now!

Whatever you believe you know about health and about raw foods, about how meat and dairy affect the body or how to incorporate a healthy vegan lifestyle into your life, you will come away with a full education after this course. From organic clothing, Lymph system education, water purification to delicious recipes, I encourage you to try this for free. I never got that opportunity, I just dived right on in. The money and time were both well spent! https://op.hippocratesinst.org/moreinfo/static/34 Sign up to receive the Syllabus & Free 6 Weekly Video Sessions Now!